This is a presentation January 13 by Dr. Bob Hartwig, Insurance Information Institute president, to the PCA - Colodny, Fass, Karlinsky, Abate Conference in Orlando.

This is an outstanding report on the dramatic increase in staged accidents and other PIP auto insurance fraud in Florida and the costs for all Florida motorists - $49 per vehicle, or $100 a year. Florida has among the highest auto insurance rates in the country and out-of-control fraud is a major reason.

This will  be a major issue this legislative session. The Florida Insurance Council and Property Casualty Insurers and other trades are developing the PIP fraud bill for 2011. We are working with consumer groups, including Walter Dartland and the  Consumer Federation of the Southeast and Bill Newton of the Florida Consumer Action Network.